Get your SCHUFA record

A SCHUFA credit check is essential when you apply for an apartment or a house in Germany. It confirms your future landlord and / or the real estate agent that you are creditworthy. Thats why the SCHUFA document increases your chances on the applicant market enormously.

Request your SCHUFA record here online: easy & quick.

Download your SCHUFA info in less than 3 minutes & complete your application.

Only 3 steps to get your SCHUFA record

What is in the SCHUFA record?

Landlords trust in information from SCHUFA. The SCHUFA credit check only contains information that is essential for the rental. Your privacy remains protected.
The SCHUFA credit check is a certificate that assesses your creditworthiness. The personal data mentioned (surname, first name, date of birth and address) are used exclusively for personal identification of your person.

Further information on the certificate:

SCHUFA seal with the date on which the SCHUFA creditworthiness check was created

Brief version of your credit rating

Verification code for checking the details by the landlord / broker (valid for 60 days)

Safety-relevant information such as B. Reference number, hologram strip, etc.

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FAQ SCHUFA credit report

Who or what is the SCHUFA?

SCHUFA stands for "Protection Association for General Loan Protection". The goal of SCHUFA is to protect business partners from loan defaults and to prevent over-indebtedness.

What information does the SCHUFA credit check contain?

The SCHUFA credit check is a certificate that assesses your creditworthiness. It only contains information that is really relevant for the landlord / broker. The personal data mentioned (surname, first name, date of birth and address) are used exclusively for personal identification of your person.

Further information on the certificate:
* SCHUFA seal with the date on which the SCHUFA creditworthiness check was created
* Brief version of your credit rating
* Verification code for checking the details by the landlord / broker (valid for 60 days)
* Safety-relevant information such as B. Reference number, hologram strip, etc.

What is the SCHUFA credit report?

In addition to the certificate, the SCHUFA credit report contains further detailed information on your personal financial trustworthiness. With the SCHUFA certificate, you can prove your creditworthiness to business partners (e.g. landlords).

Depending on your personal situation, the SCHUFA credit check may contain references to positive contract data. In addition, possible payment defaults are documented and explained. This also includes those claims that have already been paid by the debtor or are being paid on an ongoing basis - the debtor's positive intention is also taken into account in the probability values.

In addition, it is checked whether information is available from public registers (local courts, etc.) or from the databases of other contractual partners. This SCHUFA credit check can be used for any number of potential landlords.

The certificate can also be used to present landlords. All further information is only intended for the applicant and not for presentation to the landlord or broker.

The SCHUFA credit report can only be ordered directly from SCHUFA and will be sent to you by post.

Why does the landlord need a SCHUFA credit report?

Every landlord wants to ensure that tenants are able to pay the rent. In order to make the process as simple as possible, SCHUFA issues certificates that give an insight into the tenant's creditworthiness.* SCHUFA seal with the date on which the SCHUFA creditworthiness check was created
* Brief version of your credit rating
* Verification code for checking the details by the landlord / broker (valid for 60 days)
* Safety-relevant information such as B. Reference number, hologram strip, etc.

Why do I need the SCHUFA credit report for viewing?

Beautiful apartments are often sold out quickly, especially in cities. In order to increase the chances of getting the dream apartment, it is advisable to have all documents before the viewing so that the landlord can quickly get information.

Why can't I download the SCHUFA credit check?

The download of the document requires a successful identification of the person. If this is not done, the product will be sent by mail (approx. 1-2 working days) for security reasons. After delivery, the customer can download the document subsequently via https://www.meineschufa.de/check.

Do you still have questions about SCHUFA or technical problems?

Do you have specific questions about SCHUFA, the SCHUFA credit check or technical problems? Please contact the SCHUFA service team directly. This can be reached from Monday to Friday from 08:00 - 19:00 on +49 221-4996679. No information about confidential and/ or sensitive data can be given over the phone.

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What is in the SCHUFA record?

EverReal - official partner of the SCHUFA

FAQ SCHUFA credit report